Gold Cautious Allocation Funds

This list highlights the top-performing Conservative-Allocation funds, as rated by Morningstar. These funds prioritize capital preservation and income by investing primarily in bonds and cash, with a smaller proportion (typically 20% to 50%) of assets in equities. They are designed for investors seeking lower risk and steady returns.

Gold-rated funds are expected to deliver the best results in their category. Actively managed funds aim to outperform their index and rank in the top 15% of their Morningstar Category. Passively managed funds aim to match or slightly exceed their index, also ranking in the top 15% of their Morningstar Category.

Name ISIN	Fund Size (Base Currency)	12 Month Yield	Total Return Rank in Category 1 Year	Total Return Rank in Category 3 Year	Total Return Rank in Category 5 Year	Minimum Initial Investment	Domicile
Dimensional World Allocation 40/60 Fund GBP Accumulation IE00B56FVB15	£1.54bn	0.00	18	8	2	£100,000	Ireland
Edmond de Rothschild Fund - Income Europe – P-EUR LU1726327858	€247.61m	0.00	57	12	3	€25m	Luxembourg
Legal & General Multi-Index Income 4 Fund I Class Accumulation GB00BZ0RRN72	£80.54m	3.93	17	4	10	£1m	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& ML73Y6K78D4571	€1.81bn	0.00	8	6	2	€200,000	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& RY96543152294	€6.02bn	0.00	34	9	12	€1m	Luxembourg
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& JD37HL491D949	€2.41bn	0.00	4	2	1	—	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& XB218DGD3BQ947	£2.08bn	4.14	2	2	—	—	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& BR55P57K715216	£1.33bn	2.24	5	7	9	£1m	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& JR75577457625	€6.02bn	0.00	32	8	11	€1m	Luxembourg
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& GX73KB917G28	US$2.76bn	0.00	11	5	3	US$5m	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& VY83T8CZRN96	£549.47m	3.13	45	19	21	£1m	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& HH72XTFYZH799	£268.02m	0.00	40	31	3	£100,000	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& KD4275FQYRK39	US$181.85m	0.00	38	28	39	US$1m	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& TW31HRT4CZ6974	£81.93m	4.76	56	13	18	£1m	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& FF78199462471	€260.37m	0.00	25	24	—	€100	Luxembourg
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& MT39MQD6Z799	US$2.07bn	0.00	22	13	20	US$200,000	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& VR39C2JTY4941	£5.65bn	0.02	28	18	38	£100,000	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& QR61RYR1LF66	£5.68m	3.28	21	32	14	£100m	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& ZC32DBJHHV3455	US$360.33m	0.00	75	60	42	US$200,000	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& HG961HZP1244	CHF 64.06m	0.00	52	35	54	CHF 1m	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& XC2827363325	€152.44m	0.00	64	45	69	€100,000	Luxembourg
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& ST13467588614	€216.55m	0.57	59	62	74	€100,000	Luxembourg
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& CV87MXWQHQ33	€314.98m	0.00	65	65	29	€200,000	Ireland
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& MY99FBHMKJ4672	£109.02m	2.81	50	51	43	£100,000	United Kingdom
LOCK\|M^&Wsc@V< ?R#Pk g@$sPNG@Y@ s%/D! T%>< Y@B S?lL$kQsPX#& ZM83916918218	US$247.02m	0.55	57	55	52	US$100,000	Luxembourg